Showing posts with label iPhone app. Show all posts
Showing posts with label iPhone app. Show all posts

Wednesday, August 1, 2018

Why Learning to Fix Your Own Car Is a Must for FI


Image may contain: car and outdoor











After 2 weeks on vacation, I came back home and saw my car sitting in the driveway remembering it needed a front brake job. I drove with my father up north so we didn't have 6 cars where there's really only parking for 4. I've always done most of my own car repairs. I live at home and my parents have a 2300 square foot pole barn with a car hoist in it. Before that I would work on the ground in the barn and let me tell you, the hoist is a literal life and time saver. Anyways back to the story of why you should learn to fix your own car for most repairs and how much I saved today by doing this myself instead of letting a shop do it. Also, keep in mind that you don't need a hoist and a 2300 square foot pole barn to do your own brake job. You can do it with a couple of jack stands, a ratchet set, a C-clamp, a little know-how and the necessary parts. This repair started like any other repair, getting the car in the air, dismantling the brake caliper, and taking the rotors off. I get to the rotors and see that they needed to be replaced as well. The brake pads were wearing unevenly as well, the slide pins were seized so uneven pressure was being applied, so the backside of my drivers side was bare metal which destroyed the rotor. So me being the individual who absolutely hates spending money, already irritated enough, hears my buddy say "Jake, you're not gonna wanna hear this, you need a wheel bearing on the drivers side." Sure enough, it's bad so tack on another $130 for the replacement bearing. Great, just what I wanted to do was spend over $200 on car parts after being off for 10 days with no PTO. Get to the parts store, get all the stuff we need for $283.20. Now here's a trick, if you own a company, set up a commercial account at O'Reilly's, it saved me a couple bucks and the more you buy the better your discount. Then it was back to the shop/barn to finish the repair. My buddy finished the wheel bearing while I did the brakes, lubed up the slide pins and boom, done in a few hours. Now at a shop, it would have cost me a fortune. If you go to www.repairpal.com and put in a 2004 Buick Park Avenue and select brake pads, and rotors, the estimate is $458 - $630 for just the brakes and rotors! Now add the wheel bearing and it's from $272 to $421 for just one side! That's insane, I just did it in a barn with a friend for $283.20 plus $2 for an energy drink in a couple of hours. This is why doing your own car repairs is a must for FI. Instead of spending $730-$1021, you can do it yourself for a fraction of the price.


Until next time,

OnTracktoFI

Wednesday, February 24, 2016

Shopping App: Shopkick



One of my favorite apps to use while I'm shopping is the Shopkick app. Shopkick is an application that is available for iOs and Android that has partners such as Best Buy, Kroger, Meijer, Target, and many others. Shopkick puts a device in their stores and when you walk in to the store with your location and Bluetooth on you will receive a walk-in bubble with the amount of kicks credited to your Shopkick account as shown below:


Shopkick also has a few other ways to earn other than just walking in, another way to earn is buy scanning certain products that Shopkick and it's partners want you to scan as shown below:


Another way to earn Shopkick points is with purchases! All you have to do is link a Visa or MasterCard to your Shopkick account and your kicks will be rewarded in a few days! Don't worry as in linking your credit card is completely safe. Debit or credit will work just fine.  Best Buy is shown tomorrow but every retailer is different:




Recently Shopkick has added a new way to earn points which they call Kickbates which is if you actually end up buying a product you scanned to earn points, you will earn kicks by taking a picture of the receipt and uploading it to Shopkick, they will verify that you bought the product and award your kicks!


Everyone always wants to know about the rewards. On Shopkick, you can redeem with as little as 75 kicks which is AE Rewards where 75 kicks add 1 point to your AE Rewards. Some of them are charities and other are rewards such as gift cards. There is no cash option but the gift cards are the same thing. The list of retailers you can redeem for starts at a minimum of 500 kicks. The retailers are listed below:

Walmart
American Eagle
Red Box
Starbucks
Best Buy E-Gift Card
TJ Maxx
Marshalls
JC Penney
Old Navy
Game Stop
Macy's
Lowes
Toys R Us
Nike
The Cheescake Factory
Barnes and Noble E-Gift Card
Papa Johns
Foot Locker
Sports Authority
Yankee Candle
Aerie
Buca Di Peppo
Sephora
AMC Theatres
Restaurant.com
Fuel Gift card
1-800 Flowers.com
Fandango
Shutterfly
Hyatt
Saksoff5th.com
Tory Burch
Tiffany and Co.

You can also redeem your kicks for a few products as well but need quite a few kicks to redeem these which are listed below:

Sony Bluetooth Headphones
Coach Hand Bag
Sony Cyber-shot Digital Camera
Samsung 32" Smart HDTV
Vespa

Now you won't earn kicks super fast but this app helps me save some money at the grocery store or buy stuff I normally wouldn't buy. Be sure to use our referral link as every 3 friends that join get 2000 kicks. Our referral link is Shopkick Referral. Be sure to keep the app updated as more ways and more stores appear to earn kicks may arrive. Thanks for reading and happy shopkicking!