Showing posts with label gift cards. Show all posts
Showing posts with label gift cards. Show all posts

Wednesday, August 1, 2018

Why Learning to Fix Your Own Car Is a Must for FI


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After 2 weeks on vacation, I came back home and saw my car sitting in the driveway remembering it needed a front brake job. I drove with my father up north so we didn't have 6 cars where there's really only parking for 4. I've always done most of my own car repairs. I live at home and my parents have a 2300 square foot pole barn with a car hoist in it. Before that I would work on the ground in the barn and let me tell you, the hoist is a literal life and time saver. Anyways back to the story of why you should learn to fix your own car for most repairs and how much I saved today by doing this myself instead of letting a shop do it. Also, keep in mind that you don't need a hoist and a 2300 square foot pole barn to do your own brake job. You can do it with a couple of jack stands, a ratchet set, a C-clamp, a little know-how and the necessary parts. This repair started like any other repair, getting the car in the air, dismantling the brake caliper, and taking the rotors off. I get to the rotors and see that they needed to be replaced as well. The brake pads were wearing unevenly as well, the slide pins were seized so uneven pressure was being applied, so the backside of my drivers side was bare metal which destroyed the rotor. So me being the individual who absolutely hates spending money, already irritated enough, hears my buddy say "Jake, you're not gonna wanna hear this, you need a wheel bearing on the drivers side." Sure enough, it's bad so tack on another $130 for the replacement bearing. Great, just what I wanted to do was spend over $200 on car parts after being off for 10 days with no PTO. Get to the parts store, get all the stuff we need for $283.20. Now here's a trick, if you own a company, set up a commercial account at O'Reilly's, it saved me a couple bucks and the more you buy the better your discount. Then it was back to the shop/barn to finish the repair. My buddy finished the wheel bearing while I did the brakes, lubed up the slide pins and boom, done in a few hours. Now at a shop, it would have cost me a fortune. If you go to www.repairpal.com and put in a 2004 Buick Park Avenue and select brake pads, and rotors, the estimate is $458 - $630 for just the brakes and rotors! Now add the wheel bearing and it's from $272 to $421 for just one side! That's insane, I just did it in a barn with a friend for $283.20 plus $2 for an energy drink in a couple of hours. This is why doing your own car repairs is a must for FI. Instead of spending $730-$1021, you can do it yourself for a fraction of the price.


Until next time,

OnTracktoFI

Thursday, July 21, 2016

On Track to FI: Use Bing to search to earn points to redeem



I've been using Bing Rewards for a few months now, not very consistently because again I don't have Internet at home. Now Bing will give you some "Daily Offers" which are just either a 3 question quiz or a few links to click on and you'll earn credits for completing the "Daily Offers" on Bing Rewards. The amount of offers you get per day varies. Bing also gives you rewards points for every two searches you do on your computer, up to fifteen credits per day. Bing will also reward  you for every two searches that you complete on your mobile device, up to 10 points a day. Bing Rewards also has tiers of status. You either have Member status, which is basically just joining and using Bing Rewards. Silver status involves completing the "Welcome to Rewards tour", redeeming your first credits for a reward, and earn 200 lifetime credits. To obtain Gold status, you have to complete 150 searches per month to maintain Gold status and earn 750 Lifetime Credits and when you acquire Gold status, you will receive a 10% discount when redeeming your points for rewards.

Redeeming is quite simple as you click on redeem and depending on your reward, they'll send you an email on how to redeem  your reward. I've always opted for Amazon.com gift cards because they'll send you and email with the confirmation number and claim code to redeem your reward. Amazon.com gift cards never expire which is another reason I consistently choose Amazon.com gift cards as my reward. 

Rewards include:

  • Outlook Ad-Free for 3 months
  • Gamestop Gift Card
  • Starbucks Gift Card
  • Hulu 1-month free
  • Donate to Boys and Girls Club
  • Donate to Teach for America
  • Skype Credit
  • Skype Unlimited
  • Xbox Live Gold Membership
  • Windows Store Gift Card
  • Xbox Store Digital Gift Card
  • Movie Rentals
  • Microsoft Apparel and Gifts
  • Groove Music Pass
  • Sweepstakes Entries
Rewards change sometimes but I average $5-10 a month throughout the year using Bing Rewards. I use Amazon.com to buy everyday things and I can save and invest my cash. It may not be a lot of money but every little bit helps.